Relationship of financial literacy and financial inclusion in increasing the performance of angkringan SME in Bekasi
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Apr 20, 2023
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Abstract
The background of this research is that financial literacy and inclusion affect SME performance. Many SMEs experience obstacles in their growth due to the lack of knowledge about entrepreneurship and the ability to access financial services to obtain business capital. This quantitative study uses 60 respondents. This study collected data using a literature review, observations, and questionnaires to Bekasi angkringan SMEs. The research uses multiple linear regression analysis and hypothesis testing. This study found that financial literacy and inclusion improve the performance of angkringan SMEs in Bekasi.
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How to Cite
Purwanti, & Fatmawati, E. (2023). Relationship of financial literacy and financial inclusion in increasing the performance of angkringan SME in Bekasi. Enrichment : Journal of Management, 13(1), 270-276. https://doi.org/10.35335/enrichment.v13i1.1020
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Anah, L.-. (2020). Tingkat Islamic Financial Literacy dan Penggunaan Fintech Terhadap Financial Inclusion UMKM Kawasan Pondok Pesantren di Kota Jombang. Jurnal BAABU AL-ILMI: Ekonomi Dan Perbankan Syariah, 5(2), 127. https://doi.org/10.29300/ba.v5i2.3551
Darmalaksana, W. (2020). Metode Penelitian Kualitatif Studi Pustaka dan Studi Lapangan. Pre-Print Digital Library UIN Sunan Gunung Djati Bandung, 1–6.
Farida, L., Afandi, M. F., Sularso, R. A., Suroso, I., & Putri, N. A. (2019). How financial literacy, innovation capability, and human capital affect competitive advantage and performance: evidence from creative msmes. International Journal of Scientific and Technology Research, 8(11), 2300–2310.
Imam, G. (2016). Metode Penelitian Kualitatif: Teori Dan Praktik. ke-4. In Jakarta: Bumi Aksara. https://books.google.com/books?hl=en&lr=&id=AqSAEAAAQBAJ&oi=fnd&pg=PP1&dq=metode+penelitian&ots=m1-rno9XpN&sig=5DF7g1tXnzt25nxuXCva286Vp20%0Ahttps://www.cwicly.com/metode-penelitian-kualitatif-imam-gunawan_YjozNjoxMg.pdf
Jonathan, N., & Setyawan, I. R. (2022). Pengaruh Financial Literacy, Financial Inclusion dan Financial Behaviour terhadap Minat Berinvestasi Mahasiswa. Jurnal Manajerial Dan Kewirausahaan, 4(4), 891–898. https://doi.org/10.24912/jmk.v4i4.20540
Lestari, S. P., Putri, L. P., & Adella, D. (2022). Peran Financial Literacy dan Financial Technology dalam Membantu Perekonomian UMKM di Desa Bandar Khalipah The Role of Financial Literacy and Financial Technology in Helping the MSME Economy in Bandar Khalipah Village. 22(2), 190–199.
Metode Penelitian Kuantitatif - Adhi Kusumastuti, Ph (pp. 3–5). (n.d.). file:///C:/Users/Asus/Downloads/Metode Penelitian Kuantitatif - Adhi Kusumastuti, Ph.D., Ahmad Mustamil Khoiron, M.Pd., Taofan Ali Achmadi, M.Pd, Deepublish - Google Buku.html
Mulasiwi, C. M., & Julialevi, K. O. (2020). Optimalisasi Financial Teknologi (Fintech) terhadap Peningkatan Literasi dan Inklusi Keuangan Usaha Menengah Purwokerto. Performance, 27(1), 12. https://doi.org/10.20884/1.jp.2020.27.1.2284
Ningsih, T. N., & Tasman, A. (2020). Pengaruh financial literacy dan financial inclusion terhadap kinerja UMKM. Jurnal Kajian Manajemen Dan Wirausaha, 2(4), 151. https://doi.org/10.24036/jkmw02100330
Putri, M. N. (2022). Literasi Keuangan Syariah Dan Kinerja Umkm. Milkiyah: Jurnal Hukum Ekonomi Syariah, 1(2), 81–87. https://doi.org/10.46870/milkiyah.v1i2.240
Shihadeh, F. (2021). Financial inclusion and banks’ performance: Evidence from palestine. Investment Management and Financial Innovations, 18(1), 126–138. https://doi.org/10.21511/imfi.18(1).2021.11
Sugiyono, & Lestari, P. (2021). Buku Metode Penelitian Komunikasi.pdf (pp. 1–152).
Sukma, S. P., & Pradana, M. (2022). Effect of Financial Literacy, Financial Attitude, and Financial Inclusion on Financial Behavior. Jurnal Riset Bisnis Dan Manajemen, 15(01), 20–25. https://doi.org/10.23969/jrbm.v15i01.5163
Utari, S., Anawati, S., & Demartoto, A. (2021). Practical and Strategic Benefits of Banking Literacy Park in Library of Universitas Sebelas Maret, Indonesia. Journal of Social and Political Sciences, 4(3). https://doi.org/10.31014/aior.1991.04.03.306
Wardani, A. P. Y. K., & Darmawan, N. A. S. (2020). Peran Financial Technology pada UMKM: Peningkatan Literasi Keuangan Berbasis Payment Gateway. Jurnal Ilmiah Akuntansi Dan Humanika, 10(2), 170. https://doi.org/10.23887/jiah.v10i2.25947