Effect of financial literacy at consumptive behavior of ‘’X’’ university students in Medan City
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Jun 29, 2023
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Abstract
This study aims to examine the effect of financial literacy on the consumptive behavior of X university students in Medan city. The research is designed with a quantitative approach, where quantitative data is described with a correlational method. The population in this study were all students of the economic faculty at university X in Medan city, as many as 1181 people. The sample of this study was 95 students with a proportional stratified random sampling method. Data were obtained by distributing instruments in the form of questionnaires and direct documentation on other relevant sources. To analyze the data, structural equational modeling (SEM) technique was used. The results showed that financial literacy has a beta coefficient of -0.486 and has a t-value of 1.726>1.66. The calculation results mean that literacy has a negative and significant correlation or relationship direction.
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How to Cite
Harkim, H., Bambang Sugiharto, Rejekia V Simanungkali, Ilhamsyah Siregar, & MEDIA, M. A. (2023). Effect of financial literacy at consumptive behavior of ‘’X’’ university students in Medan City. Enrichment : Journal of Management, 13(2), 1320-1325. https://doi.org/10.35335/enrichment.v13i2.1412
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Bakare, K. M. (2020). Impact of Human Resources Development on Economic Growth: An Appraisal. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3675605
BELACHEW BEKELE, W. (2021). ASSESING THE ROLE OF MEDIA IN ECONOMIC DEVELOPMENT OF THE COMMUNITY: THE CASE OF THE SOUTH RADIO AND TELEVISION AGENCY, BONGA BRANCH IN DECHA WOREDA, SOUTHERN ETHIOPIA. Innovare Journal of Social Sciences. https://doi.org/10.22159/ijss.2021.v9i5.41864
Boulet, J. (2020). What would it take for communities to become ’inclusive’… of, for and by the people with mental illness. … Development. Https://Www. Ourcommunity. Com. Au …. https://www.ourcommunity.com.au/files/ourconsumerplace/CDANDMENTALHEALTHBOOK.pdf
Broxterman, D. A., & Yezer, A. M. (2020). Measuring human capital divergence in a growing economy. Journal of Urban Economics, 118(April), 103255. https://doi.org/10.1016/j.jue.2020.103255
Chen, J. V., Su, B. C., & Widjaja, A. E. (2016). Facebook C2C social commerce: A study of online impulse buying. Decision Support Systems, 83, 57–69. https://doi.org/10.1016/j.dss.2015.12.008
Chita, R. C. M., David, L., & Pali, C. (2015). Hubungan Antara Self-Control Dengan Perilaku Konsumtif Online Shopping Produk Fashion Pada Mahasiswa Fakultas Kedokteran Universitas Sam Ratulangi Angkatan 2011. Jurnal E-Biomedik, 3(1). https://doi.org/10.35790/ebm.3.1.2015.7124
Cresswell, J. (2012). Research Design : Qualitative, Quantitavive and Miixed Methods Approach. In Sage Publication (Vol. 1999, Issue December).
Fattah, Indriayu, S. (2018). Pengaruh Literasi Keuangan dan Pengendalian Diri Terhadap Perilaku Konsumtif. BISE: Jurnal Pendidikan Bisnis Dan Ekonomi, Volume 4 N(1), 11–21.
Ganesha, U. P. (2017). Teori peran dan konsep. 32, 449–467. https://doi.org/10.24034/j25485024.y
Hagger, M. S., Cheung, M. W. L., Ajzen, I., & Hamilton, K. (2022). Perceived Behavioral Control Moderating Effects in the Theory of Planned Behavior: A Meta-Analysis. Health Psychology, February. https://doi.org/10.1037/hea0001153
Huie, F. C., Winsler, A., & Kitsantas, A. (2014). Employment and first-year college achievement: The role of self-regulation and motivation. Journal of Education and Work, 27(1), 110–135. https://doi.org/10.1080/13639080.2012.718746
Iyer, G. R., Blut, M., Xiao, S. H., & Grewal, D. (2020). Impulse buying: a meta-analytic review. Journal of the Academy of Marketing Science, 48(3), 384–404. https://doi.org/10.1007/s11747-019-00670-w
Johnston, V. S. (2003). The origin and function of pleasure. Cognition and Emotion, 17(2), 167–179. https://doi.org/10.1080/02699930302290
Liu, Q., Lee, W. S., Huang, M., & Wu, Q. (2022). Synergy between stock prices and investor sentiment in social media. Borsa Istanbul Review. https://doi.org/10.1016/j.bir.2022.09.006
Lusardi, A., & Mitchell, O. (2011). FINANCIAL LITERACY AROUND THE WORLD - Annamaria Lusardi and Olivia S. Mitchell. Nber, 17(4), 1–14.
Mahendra, B., Communications, M., & Security, G. P. (2017). Eksistensi Sosial Remaja dalam Instgram. Jurnal Visi Komunikasi, 16(01), 151–160. www.frans.co.id
Metadata, C. (1945). CORE Metadata, citation and similar papers at core.ac.uk. 7(2006), 161–177.
Pintrich, P. R., & Groot, E. V. De. (1990). Motivational and self-regulated learning components of classroom. Journal of Educational Psychology, 82(1), 33–40.
Prihatiningsih, W. (2017). Motif Penggunaan Media Sosial Instagram Di Kalangan Remaja. Communication, 8(1), 51. https://doi.org/10.36080/comm.v8i1.651
Puspita, J. (2022). PENGARUH GAYA HIDUP DAN LITERASI KEUANGAN TERHADAP POLA KONSUMSI IBU RUMAH TANGGA (Studi Kasus di Cluster Mata Air Bandar Lampung). Journal of Accounting Taxing and Auditing (JATA), 3(2), 59–67. http://www.jurnal.umitra.ac.id/index.php/JATA/article/view/899/773#
Romdhoni, A. H. (2017). Pengaruh Investasi Terhadap Penyerapan Tenaga Kerja Di Jawa Tengah Tahun 2009-2013. Jurnal Ilmiah Ekonomi Islam, 3(2), 139. https://doi.org/10.29040/jiei.v3i2.107
Siregar, I. P. (2021). Perempuan dan ketahanan ekonomi keluarga. Journal of Gender And Social Inclusion In Muslim Societies, 2(2).
Valkenburg, P. M., Peter, J., & Walther, J. B. (2016). Media effects: Theory and research. Annual Review of Psychology, 67, 315–338. https://doi.org/10.1146/annurev-psych-122414-033608
Yuliadi1, N. H. dan I., & 1. (2012). Analisis Pengaruh Investasi, Angkatan Kerja dan Pendidikan Terhadap Pertumbuhan Ekonomi di Pulau Kalimantan. Metode Riset Untuk Bisnis Dan Ekonomi, 2(2), Yogyakarta : Erlangga.