Analysis of market dominance in the sharia banking industry after the merger of Bank Islamic Indonesia (BSI)
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Oct 30, 2023
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Abstract
To assist the development of the Islamic banking enterprise in Indonesia, the Government of Indonesia through the Ministry of BUMN decided to merge 3 BUS which can be subsidiaries of BUMN Banks, namely Bank Syariah Mandiri, BNI Syariah and BRI Syariah. The merger ended in a bank with the call Bank Syariah Indonesia (BSI) and officially running on February 1, 2021. At the give up of 2021, BSI was recorded as having assets of IDR 265.3 trillion and changed into included inside the top 10 largest national banks in Indonesia. Islamic banks have to this point had confined capital, making it tough to compete with traditional banks. Therefore, BSI, which has massive capital, is anticipated for you to compete head to head with conventional banks. There have been also concerns and rejection of the BSI merger. This is due to the fact there are indicators that BSI has market dominance and might monopolize the Islamic banking industry in Indonesia. The motive of this examine is to describe the characteristics of marketplace dominance within the Islamic banking enterprise after the merger of Bank Syariah Indonesia. This research uses some of indicators, particularly awareness ratio, Herfindahl–Hirschman Index (HHI), and Melnik's ratio. The end of this look at is that of all of the indicators used, namely the awareness ratio, Herfindahl–Hirschman Index (HHI), and the Melnik ratio, it can be stated that there is a robust indication of marketplace dominance inside the Islamic banking industry after the merger of Bank Syariah Indonesia
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How to Cite
Kusuma, A. S., Faizi, F., Widodo, P., Praza, S. A. S., & Sunyoto, M. F. A. (2023). Analysis of market dominance in the sharia banking industry after the merger of Bank Islamic Indonesia (BSI). Enrichment : Journal of Management, 13(4), 2625-2630. https://doi.org/10.35335/enrichment.v13i4.1637
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Alfiyah, S., Arsjah, R. J., & Trisakti, U. (2021). PENGUNGKAPAN TERKAIT SDGs DAN PROFITABILITAS SERTA ANALISIS INDUSTRI. 21(1), 75–90.
Aris, A., Naningsih, N., & Ratnah. (2021). Saponification Test Triasilgliserol pada ASabun Organik dengan Minyak Ramah Lingkungan dalam Upaya Inovasi Pasca Pandemi COVID 19. Jurnal ABDI , 3(1), 1–17.
Badurdeen, F., & Jawahir, I. S. (2017). Strategies for Value Creation Through Sustainable Manufacturing. Procedia Manufacturing, 8(October 2016), 20–27. https://doi.org/10.1016/j.promfg.2017.02.002
Bischof, J., Daske, H., Elfers, F., & Hail, L. (2015). A Tale of Two Regulators: Risk Disclosures, Liquidity, and Enforcement in the Banking Sector. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.2580569
Cuff, B. M. P., Brown, S. J., Taylor, L., & Howat, D. J. (2016). Empathy: A review of the concept. Emotion Review, 8(2), 144–153. https://doi.org/10.1177/1754073914558466
Dhingra, R., Kress, R., & Upreti, G. (2014). Does lean mean green? Journal of Cleaner Production, 85, 1–7. https://doi.org/10.1016/j.jclepro.2014.10.032
Goldstein, J. E., Bradley, C., Gross, A. L., Jackson, M., Bressler, N., & Massof, R. W. (2022). The NEI VFQ-25C: Calibrating Items in the National Eye Institute Visual Function Questionnaire-25 to Enable Comparison of Outcome Measures. Translational Vision Science and Technology, 11(5), 1–11. https://doi.org/10.1167/tvst.11.5.10
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Herminingsih, A. (2022). Transformational leadership positive influence toward employee engagement through job satisfaction and its effect on improving organizational commitment. Jurnal Manajemen Dan Pemasaran Jasa, 13(2), 281–296. https://doi.org/10.25105/jmpj.v13i2.6290
Holroyd, C. (2020). Technological Innovation and Building a ‘Super Smart’ Society: Japan’s Vision of Society 5.0. Journal of Asian Public Policy. https://doi.org/10.1080/17516234.2020.1749340
Kaur, G., & Rahmadani, V. G. (2023). Job crafting and innovative behavior among hospitality workers: The moderation effect of work engagement. Humanitas: Indonesian Psychological Journal, 20(1), 80–89. https://doi.org/10.26555/humantias.v20i1.138
Khatri, A., Garg, D., & Dangayach, G. S. (2019). Critical success factors of sustainable manufacturing and procurement: An empirical study. International Journal of Social Ecology and Sustainable Development, 10(3), 17–27. https://doi.org/10.4018/IJSESD.2019070102
Khoidatum, U. (2022). ANALISIS STRATEGI PROMOSI DIGITAL MELALUI MEDIA SOSIAL PADA KEDAI KOPI SAYANG DI KABUPATEN PURBALINGGA PERSPEKTIF MARKETING SYARIAH.
Komite Nasional Kebijakan Governansi. (2023). Pedoman Umum Governansi Entitas Syariah Indonesia (PUG-ESI). 1–172.
Kuo, Y. C., Wu, Y. M., & Liu, Y. X. (2022). Identifying Key Factors for Sustainable Manufacturing and Development. Review of Integrative Business and Economics Research, 11(1), 30–50.
Latifah, A. (2020). Peran Lingkungan Dan Pola Asuh Orang Tua Terhadap Pembentukan Karakter Anak Usia Dini. (JAPRA) Jurnal Pendidikan Raudhatul Athfal (JAPRA), 3(2), 101–112. https://doi.org/10.15575/japra.v3i2.8785
Natique, K. R., Das, Y., Maxey, M. N., Sepulveda, P., Brown, L. S., & Chalak, L. F. (2021). Early Use of Transcranial Doppler Ultrasonography to Stratify Neonatal Encephalopathy. Pediatric Neurology, 124, 33–39. https://doi.org/10.1016/j.pediatrneurol.2021.07.004
Nopyandri. (2015). IMPLIKASI BERLAKUNYA UNDANG-UNDANG NOMOR 28 TAHUN 2009 TENTANG PAJAK DAERAH DAN RETRIBUSI DAERAH BAGI PENYELENGGARAAN PEMERINTAHAN DAERAH. Jurnal Ilmu Hukum, 5(1–13).
Nurbaiti, R., Alwy, S., & Taulabi, I. (2020). Pembentukan Karakter Religius Siswa Melalui Pembiasaan Aktivitas Keagamaan. EL Bidayah: Journal of Islamic Elementary Education, 2(1), 55–66. https://doi.org/10.33367/jiee.v2i1.995
PJOK, N. 40/pojk. 03/201. (2019). POJK No.40/POJK.03/2019 Tentang Penilaian Kualitas Aset Bank Umum. POJK No 40/POJK.03/2019, 53(9), 1689–1699. https://www.ojk.go.id/id/regulasi/Documents/Pages/Penilaian-Kualitas-Aset-Bank-Umum/pojk 40-2019.pdf
Ramirez, A., Peyvandi, S., Cox, S., Gano, D., Xu, D., Tymofiyeva, O., & McQuillen, P. S. (2022). Neonatal brain injury influences structural connectivity and childhood functional outcomes. PLoS ONE, 17(1 January), 1–20. https://doi.org/10.1371/journal.pone.0262310
Sanny, L., Arina, A. N., Maulidya, R. T., & Pertiwi, R. P. (2020). Purchase intention on Indonesia male’s skin care by social media marketing effect towards brand image and brand trust. Management Science Letters, 10, 2139–2146. https://doi.org/10.5267/j.msl.2020.3.023
Vik, S. D., Torp, H., Follestad, T., Støen, R., & Nyrnes, S. A. (2020). NeoDoppler: New ultrasound technology for continous cerebral circulation monitoring in neonates. Pediatric Research, 87(1), 95–103. https://doi.org/10.1038/s41390-019-0535-0
Xie, Y., Du, K., & Gao, P. (2022). The influence of the interaction between platform types and consumer types on the purchase intention of live streaming. Frontiers in Psychology, 13, 1–11. https://doi.org/10.3389/fpsyg.2022.1056230