Widayanti, Linda Ayu, and Faizal Amir. “Determinants of Millennial Generation in Transacting With Sharia Mobile Banking: A UTAUT 2 Approach”. Enrichment : Journal of Management 14, no. 5 (December 23, 2024): 853-862. Accessed April 20, 2026. https://enrichment.iocspublisher.org/index.php/enrichment/article/view/2130.