subiantoro, nur. “Improving Financial Management Behavior Through Financial Attitude, Financial Knowledge, And Financial Technology in Students STIE Graha Kirana Medan”. Enrichment : Journal of Management 12, no. 2 (February 27, 2022): 1403-1412. Accessed November 17, 2025. https://enrichment.iocspublisher.org/index.php/enrichment/article/view/321.