Nur Izati SS, Lesmana IS, Anwar K. Implementation of credit risk management in an effort to minimize the level of non-performing loans (npl) at bank banten for the 2020-2024 period. enrichment [Internet]. 2025Aug.27 [cited 2026Apr.18];15(3):313-22. Available from: https://enrichment.iocspublisher.org/index.php/enrichment/article/view/2337